The Affidavit of Support (Form I-864).
Almost every spouse-visa case requires an Affidavit of Support β a binding promise that the sponsor can financially support the immigrant. It's also where many cases stumble. Here's how it works.
- A legally enforceable contract. On Form I-864, the sponsor promises the U.S. government to support the immigrant so they don't become a "public charge."
- The sponsor must file it. The U.S. citizen or permanent resident who filed the I-130, if 18+ and domiciled in the U.S.
- The 125% income test. Household income must reach 125% of the Federal Poverty Guidelines for the household size.
- Short on income? Use assets, a household member's income (I-864A), or a joint sponsor.
- It lasts for years. The obligation ends only on citizenship, ~40 work quarters, permanent departure, or death β not divorce.
What the Affidavit of Support is
Form I-864, the Affidavit of Support, is a contract between the sponsor and the U.S. government. By signing it, the sponsor promises to maintain the immigrant at an income above the federal poverty line and to repay certain means-tested public benefits the immigrant might receive. It exists to show that your spouse is not likely to become a "public charge." It is required in nearly all family-based immigrant-visa and green-card cases β including the CR-1 and IR-1 spouse visas.
Who must file it
The petitioning sponsor β the U.S. citizen or lawful permanent resident who filed the Form I-130 β must file an I-864. To be a sponsor you must be at least 18 years old and domiciled in the United States. (Domicile matters in consular spouse cases: a U.S. citizen living abroad with their spouse usually must show they are maintaining, or will re-establish, a U.S. domicile.)
The income requirement
The sponsor must demonstrate household income at or above 125% of the Federal Poverty Guidelines for the household size. (Active-duty U.S. military sponsoring a spouse or child need only meet 100%.) The dollar amounts change every year β USCIS publishes the current figures on Form I-864P.
Your "household size" generally includes you, your spouse, your dependents, the immigrant(s) you're sponsoring, and anyone else you've sponsored on a prior affidavit. A larger household means a higher income threshold.
If your income isn't enough
Falling short of the threshold is common and almost always solvable. The three standard routes:
- Assets. Significant assets (savings, stocks, real-estate equity) can make up a shortfall. For the spouse of a U.S. citizen, assets generally must equal at least three times the gap between your income and the requirement.
- A household member's income (Form I-864A). A relative living in your household can combine their income with yours by signing a contract (Form I-864A).
- A joint sponsor. A separate person β who does not have to be related to you β can file their own I-864, so long as they independently meet 125% of the guidelines for their own household plus the immigrant.
Documents you'll need
- Your most recent federal income tax return (we often recommend the last three years).
- W-2s and/or 1099s, recent pay stubs, and an employment-verification letter.
- Proof of U.S. citizenship or lawful permanent residence, and evidence of U.S. domicile.
- For self-employed sponsors: complete tax returns with all schedules.
How long the obligation lasts
The Affidavit of Support is not a formality β it's enforceable, and it lasts. The sponsor's obligation continues until the immigrant:
- becomes a U.S. citizen;
- is credited with 40 qualifying quarters of work (about ten years);
- permanently leaves the United States; or
- dies.
Divorce does not end the obligation. This is one of the most misunderstood points in spouse-visa cases, and a reason to take the affidavit seriously from the start.
Common pitfalls
- Income just below the threshold, with no asset or joint-sponsor backup prepared.
- Missing or incomplete tax returns, or unreported self-employment income.
- A U.S.-citizen sponsor living abroad who hasn't addressed the domicile requirement.
- A joint sponsor who doesn't actually qualify on their own household size.
- Counting household size incorrectly.
How we help
The affidavit of support is part of our flat-fee spouse-visa representation. We calculate your household size and threshold, identify the strongest way to meet it, prepare the I-864 (and any I-864A or joint-sponsor affidavit), assemble the financial exhibits, and head off the income and domicile problems that most often trigger a Request for Evidence. Tell us about your case and we'll tell you exactly where you stand.
Affidavit of Support questions.
Who has to file the Affidavit of Support?
The petitioning sponsor β the U.S. citizen or permanent resident who filed the I-130 β must file Form I-864 for a spouse visa. The sponsor must be at least 18 and domiciled in the U.S. If their income isn't enough, a joint sponsor can also file.
What is the income requirement?
Household income at or above 125% of the Federal Poverty Guidelines for your household size (100% for active-duty military sponsoring a spouse or child). The current dollar figures are on USCIS Form I-864P.
What if my income is too low?
Use significant assets, add a household member's income with Form I-864A, or bring in a qualifying joint sponsor who meets the requirement on their own.
Does divorce cancel the obligation?
No. The support obligation ends only when the immigrant naturalizes, earns ~40 work quarters, permanently departs the U.S., or dies β divorce does not end it.
Worried about the income requirement?
We'll review your situation and map the strongest path. Free consultation, no obligation.